They are always ready to offer recommendations and ensure that guests have a fantastic dining experience. It’s hard to go wrong here for an aesthetically pleasing and delicious dining experience. It is considered a Full Service Restaurant so ensure that these are part of your plan and you haven’t already used your allotment for the day. Remember that the menu at Cowfish Restaurant may evolve over time, so it’s always a good idea to check their current offerings and specials when you visit. It’s important to note that availability can vary, especially during peak times and weekends, so it’s advisable to make your reservation well in advance to secure your preferred date and time. Cowfish Restaurant at Universal Studios Florida is a gem that seamlessly blends American and Japanese cuisines, offering a truly unique and enjoyable dining experience.
Have you tried all the #1 most popular rolls at these Charlotte sushi hotspots? - Axios
Have you tried all the #1 most popular rolls at these Charlotte sushi hotspots?.
I recently had the pleasure of dining at Cowfish Restaurant during my visit to Universal Studios Florida, and I must say it was an unforgettable experience. Cowfish combines the best of both worlds by offering a unique fusion of American burgers and Japanese sushi, and they truly excel in delivering an innovative and delicious dining experience. The restaurant has a vibrant and modern decor, creating a lively and energetic atmosphere.
NEW Butterbeer Ice Lolly in Wizarding World – Limited Time!
Remember that while Cowfish makes efforts to accommodate guests with food allergies, cross-contamination may still be a possibility in a shared kitchen environment. If your food allergies are severe, it’s important to exercise caution and assess your personal level of comfort in dining at the restaurant. The sushi is made with fresh, high-quality ingredients, and the flavors are perfectly balanced. The burgers, on the other hand, are juicy, flavorful, and cooked to perfection. It’s truly a treat to experience the harmonious blend of flavors in each bite.
The Cowfish Sushi Burger Bar – hours and reservations
With its exceptional food, inviting atmosphere, and attentive staff, Cowfish is a must-visit for food enthusiasts and anyone looking for a memorable meal during their visit to the Universal Orlando CityWalk.
Top-notch gourmet burgers, gorgeous sushi, and a one-of-a-kind hybrid (called burgushi, which makes, say, sushi rolls out of traditional burger components) essentially mean Cowfish is three separate restaurants that are rolled into one. Locally owned, The Cowfish Sushi Burger Bar has been the perfect spot for a business lunch or a family night out since 2010. Order a bento box with a mini burger, a sushi roll, and sides or their signature burgushi, a fusion of both burgers and sushi.
One of the standout aspects of Cowfish is their menu, which is filled with an impressive selection of sushi rolls, specialty burgers, and creative dishes that blend the flavors and styles of both cuisines. Whether you’re a sushi enthusiast or a burger lover, there is something to satisfy every palate. The “Fusion Specialty Bento Box” is a must-try, offering a delightful combination of sushi, sliders, and flavorful sides that showcases the restaurant’s culinary creativity. Forget The Cowfish Sushi Burger Bar’s colorful, off-kilter decor or its nifty virtual aquariums (to help guests while away the time when waiting for a seat) – the real star of this highly unusual restaurant is its tri-fold menu.
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Most states now either mail ballots to all voters or allow all residents to request an absentee ballot for any reason. Seven states – Texas, Indiana, Kentucky, Louisiana, Mississippi, South Carolina and Tennessee – allow older voters to request an absentee ballot for any reason but let others do so only under certain circumstances. They now run a successful food truck, but for years she worked cleaning homes, offices and restaurants, and he worked in construction. Other industries in the county with high concentrations of undocumented workers include hospitality (12.1%), general services (10.8%), manufacturing (8.3%), professional services (6.2%), retail (6.1%), and transportation and warehousing (4.2%). "This office will protect the ballot box from fraudsters who think our laws don't apply to them," Sorrells’ office said in a statement.
Tarrant County Courthouse
Learn about The Texas Tribune’s policies, including our partnership with The Trust Project to increase transparency in news. Her ballot was rejected because she was not eligible to participate in elections while still on supervised release for a federal tax fraud conviction. Though it had initially upheld her conviction, the Tarrant County-based Second Court of Appeals overturned it last month after the Texas Court of Criminal Appeals instructed the lower court to "evaluate the sufficiency" of the evidence against Mason. Sorrells' office adds Mason was fairly convicted based on testimony from election staff that she understood she was not eligible to vote.
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2024 Fort Worth Stock Show and Rodeo All Western Parade - The Dallas Morning News
2024 Fort Worth Stock Show and Rodeo All Western Parade.
A railroad conductor who sued a security company for negligence after he was injured in a knife attack was awarded $3 million, but asked the court to reduce the jury’s verdict. But after jurors reached the verdict, the plaintiff asked the court to reduce the total award by $144,000. With My Jury Duty Portal you can register for jury service, request an excuse, postponement or new court location, and complete your online orientation. In addition to forms approved by the State Judicial Council, the Superior Court of Los Angeles has approved a variety of local forms that you may need to use as your case continues.
Tarrant County Probate Courts
The probate court also has jurisdiction to hear lawsuits appertaining to or incident to an estate of a decedent or ward and actions by or against a personal representative of an estate of a decedent or ward. It is common for the court to hear any type of civil litigation, including personal injury, property damage, breach of fiduciary duty and family law. The probate courts are charged with the responsibility of independently maintaining contact with every person under a guardianship each year. This is done through court visitor programs developed and maintained by each court.
Deputies: Man arrested after note, cooler left outside building - WFAA.com
Deputies: Man arrested after note, cooler left outside building.
They wanted the court to overturn an appeals court’s ruling that Texas’ rules are allowed because making it easier for some people to vote doesn’t make it harder for others to do so. Circuit Court of Appeals also said that the right to vote when the 26th Amendment was ratified did not include the right to vote by mail. Mason, a Tarrant County resident, was acquitted of an illegal voting charge last month. Sorrells’ office is now asking the Texas Court of Criminal Appeals to overturn the ruling that cleared her. The Tarrant County District Attorney's Office wants the Texas Court of Criminal Appeals to reverse the appeals court decision that overturned Crystal Mason’s illegal voting conviction.
He estimates it’ll be worth around $850,000 when it’s finished next month. On Law Day 2024, twenty-one California public schools received this year's Civic Learning Award, one of the most competitive civic learning accolades in the state. Now in its 11th year, the award is co-sponsored by California Chief Justice Patricia Guerrero and State Superintendent of Public Instruction Tony Thurmond. A new Tom Thumb in Frisco opened earlier this month in the new Lexington Village shopping center on the southwest corner of Coit Road and Eldorado Parkway at Brinkmann Ranch. Sprouts Farmers Market will build a new 23,252-square-foot store in Denton County’s Providence Village with a scheduled October opening, according to planning documents filed with the state. Providence Village has a population of about 7,500 and was originally developed as a master-planned community northwest of Little Elm in 2000.
TARRANT COUNTY, TEXAS
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Italian Culture Minister Gennaro Sangiuliano praised Thursday’s decision as an “unequivocal ruling” that recognized the rights of the Italian state and its ownership of the statue. The Getty has long defended its right to the statue, saying Italy had no legal claim to it. The European Court of Human Rights, or ECHR, determined that Italy’s decades-long efforts to recover the “Victorious Youth” statue from the Malibu-based Getty were not disproportionate. A Midwestern boy at heart, he was raised in St. Louis and studied journalism at the University of Missouri.
Civic Learning Award of Excellence
Documented cases of voter fraud, including those related to voting by mail, are rare. But while uncommon, fraud seems to occur more often with mailed-in votes than with in-person voting, according to the MIT Election Data & Science Lab. Mail-in balloting has become a partisan debate as Democrats champion it as a way to increase turnout and Republicans argue it increases the risk of voter fraud.
In its 2022 ruling instructing the lower appellate court to reevaluate the case, the Court of Criminal Appeals held that Texas election law requires individuals to know they are ineligible to vote to be convicted of illegal voting. A trial court judge convicted her of illegally voting, a second-degree state felony at the time, after a poll worker testified he watched Mason read, and run her finger along, each line of an affidavit. At trial, a supervisor from the probation office overseeing her release testified that no one from that office had informed her she was still ineligible to vote. The probate courts of Tarrant County are statutory probate courts presided over by judges elected on a countywide basis. Mason was convicted of illegal voting in March 2018 and sentenced to five years in prison for casting a provisional ballot in the 2016 election while on supervised release for federal tax evasion. The Justice Court is a trial court for both civil cases (jurisdictional limit is $20,000), and many different types of misdemeanor criminal cases.
Andreano was able to push his project through before the court decision because he moved quickly. He bought the Whittier property in December 2021 with the intention to split it up under SB 9 and officially started his application four months later. The project was an absolute success; Andreano added density to a single-family lot and came out well financially. Schools at the highest level, Award of Excellence, receive a visit from California Chief Justice Patricia Guerrero in September (Constitution Month), while judges from California Courts present the awards of Distinction, Merit, and Honorable Mention. Read the crime and public safety news your neighbors are talking about.
Waybourn said the Texas Rangers are leading the criminal investigation into the death, and the sheriff’s office is conducting an internal affairs investigation. Waybourn said Johnson’s family described how he had “a long history of mental health,” and added that he thinks more needs to be done to address mental health in the criminal justice system. On the morning of April 21, an incarcerated person died at a medical facility after getting into a fight with detention officers during a “routine” cell check, the Tarrant County sheriff’s office said Sunday. The man has been identified as Anthony Johnson Jr., 31, according to the Tarrant County medical examiner’s website. Both deaths resulted from medical emergencies, the sheriff’s office has said. Earlier this week, Alisa Simmons, the commissioner for Tarrant County Precinct 2, called on the U.S.
The yearslong saga began in 2016 when Mason,on advice from a poll worker, submitted a provisional ballot during that year's presidential election after she discovered her name was not on the voter roll. The office argues the Second Court of Appeals did not give proper deference to the trial court's guilty verdict and reweighed the evidence in favor of Mason when it overturned her conviction. The Los Angeles Superior Court is dedicated to serving our community by providing equal access to justice through the fair, timely and efficient resolution of all cases. Please be aware that when a translation is requested, you will be leaving the Los Angeles Superior Court website. The Los Angeles Superior Court does not endorse the use of Google™ Translate. Any person or entity that relies on information obtained from any translation system does so at their own risk.
During the fight, officers used oleoresin capsicum spray, or pepper spray, to bring Johnson “under control,” according to the sheriff’s office. He “became unresponsive” while jail medial staff was examining him after the fight and was pronounced dead shortly after 10 a.m., authorities have said. The voters who challenged Texas’ rules said the barriers younger voters can face to voting in person include lack of transportation, long lines, inability to find or access their polling place, and limited time off from work.
Computerized translations are only an approximation of the website's original content. The translation should not be considered exact and in some cases may include incorrect or offensive language. The Court's eFile provider is currently working to create a category to accept the $5 fee by the September 1 date. Until such category is created, any case filed without the $5 fee added will be rejected.
Tarrant County and neighboring Denton are among the 10 fastest growing counties in the country, and construction is the third largest creator of jobs in the Metroplex, according to Sriram Villupuram, a professor of finance and real estate at UT Arlington. “Our analysis also shows that 23.9% of workers employed in cleaning occupations, including janitors & cleaners and maids & housekeeping cleaners, are undocumented immigrants,” Wu said in an email exchange. Research Director Nan Wu analyzed data from the bureau’s 2022 American Community Survey and found that 28.8% of construction workers in Tarrant County are undocumented.
In his spare time, Colby enjoys playing guitar, writing music and camping. His family, who spoke to KXAS-TV (NBC5), said Johnson served in the U.S. About one-third of voters cast ballots by mail in the 2022 midterm elections, according to the MIT data lab.
Incumbent Tarrant County sheriff dominates early campaign fundraising - KERA News
Incumbent Tarrant County sheriff dominates early campaign fundraising.
When a translation is complete, you assume the risk of any inaccuracies, errors or other problems encountered. The Los Angeles Superior Court is not responsible for any damage or issues that may possibly result from using Google™ Translate or any other translation system. The Los Angeles Superior Court does not warrant the accuracy, reliability or timeliness of any information translated by Google™ Translate or any other translation system. In addition, some applications, files or items cannot be translated including graphs, photos or some portable document formats (pdfs). The official language used for the content of the Los Angeles Superior Court public website is English. Google™ Translate is a free online language translation service that can translate text and web pages into different languages.
Two people at the county jail facility died in a span of four days, according to authorities.
The cost was $408,840 and citizens considered it such a public extravagance that a new County Commissioners' Court was elected in 1894. Effective September 1, 2017, a $5 fee will be added to any civil action or proceeding requiring a filing fee; per Senate Bill 42 (Section 51.971), the Judicial and Court Personnel Training Fee. In 2010, the same year that Italy ordered the “Victorious Youth” statue confiscated from the Getty, a criminal trial ended in Rome against the Getty’s former curator of antiquities, Marion True. After years of trial, the Rome court ruled that the statute of limitations had expired on charges that True received stolen artifacts.
About the Justice Courts
"This office will protect the ballot box from fraudsters who think our laws don't apply to them." Before her conviction was overturned, Mason was given a five-year sentence for casting a provisional ballot in 2016 while on supervised release for federal tax evasion. The Tarrant County Courthouse was designed by the architecture firm of Frederick C. Gunn and Louis Curtiss and built by the Probst Construction Company of Chicago, 1893–1895. It is a pink Texas granite building in Renaissance Revival style, closely resembling the Texas State Capitol with the exception of the clock tower.
WASHINGTON – The Supreme Court on Monday rejected a challenge to voting rules in Texas that automatically let senior citizens − but not younger people − vote by mail. Considering low labor market participation rates alongside these industries’ need for the labor provided by undocumented workers, UT Arlington’s Villupuram said he believes the industries will push back on any real-world attempts at mass deportation. This importance to the local economy is not lost on Tarrant County’s undocumented population.
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Before joining The Times as an intern in 2017, he wrote for the Columbia Missourian and Politico Europe. If the ruling is appealed and upheld, it would expand to affect California’s 121 charter cities, including Long Beach, Los Angeles and San Francisco. He was about to break ground on a project in Long Beach, where a family wanted to expand its garage into a 1,000-square-foot home and add a unit above, but now it’s in jeopardy. He’s in the final stages of finishing the back house, bringing the timeline of the project to roughly two years. Then he brought in an architect, which cost about $20,000; a grading engineer, which cost around $15,000; a soil engineer, which cost around $8,000; and a surveyor, which cost around $5,000. The L.A. County Fire Department did three inspections, which cost around $1,500 each, and he also spent around $3,000 on application fees.
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The statue, nicknamed the “Getty Bronze,” is a signature piece for the museum. Standing about 5 feet (1.52 meters) tall, the statue of the young athlete raising his right hand to an olive wreath crown around his head is one of the few life-sized Greek bronzes to have survived. The ECHR however strongly reaffirmed Italy’s right to pursue the protection of its cultural heritage, especially from unlawful exportation.
‘This is a sideshow’: Tarrant County judge fires back at racism and misogyny allegations - Fort Worth Star-Telegram
‘This is a sideshow’: Tarrant County judge fires back at racism and misogyny allegations.
But it requires the two lots to be split somewhat evenly, with a maximum difference of 60-40, and also requires each new lot to be at least 1,200 square feet. Sam Andreano is currently putting the finishing touches on his split-lot property in Whittier. He’s a guinea pig for state Senate Bill 9, a housing law that allows homeowners to divvy up their properties and build two or even four units on a once-single-family lot. Target plans to build one of its largest local stores at 149,000 square feet on the northwest corner of McPherson Boulevard and Chisholm Trail Parkway in Fort Worth. The store will be slightly larger than the newest local Target that opened in Prosper last fall. Target also has a store under construction in Oak Cliff’s Wynnewood Village.
After years of further legal wrangling, an Italian court in Pesaro in 2010 ordered the statue seized and returned, at the height of Italy’s campaign to recover antiquities looted from its territory and sold to museums and private collectors around the globe. Italy argued the statue was indeed part of its own cultural heritage, that it was brought to shore by Italians aboard an Italian-flagged ship and was exported illegally, without any customs declarations or payments. Among other things, the Getty had argued that the statue is of Greek origin, was found in international waters and was never part of Italy’s cultural heritage. It cited a 1968 Court of Cassation ruling that found no evidence that the statue belonged to Italy. The Getty had appealed to the European court after Italy’s high Court of Cassation in 2018 upheld a lower court’s confiscation order. The Getty had argued that its rights to the statue, under a European human rights protocol on protection of property, had been violated by Italy’s campaign to get it back.
Homes feature Cape Cod and Craftsman-style architecture and are in the Aubrey and Denton Independent School Districts, according to its website. Since 2017, 32 deaths at the Tarrant County jail were classified as “natural/medical,” and 11 were listed as “COVID,” according to the sheriff’s office. Additionally, six were listed as suicides, one as a homicide, three as “fentanyl-related OD,” three as “accidental” and six are “pending,” according to the Tarrant County sheriff’s office. The previous day, he was arrested by Saginaw officers and accused of “wielding a knife at a driver” while standing in the roadway, according to the sheriff’s office.
Your Justice Court Judge also serves as an Administrative Hearing Judge. Each Judge is elected to a four-year term by the voters in that precinct. A Texas appeals court recently overturned Mason’s five-year prison sentence for casting a provisional ballot in the 2016 election while on supervised release for federal tax evasion. The law allows a single-family-zoned lot to be split into two, and owners can build either a single-family home or a duplex on each lot, for a total of up to four units.
Tarrant County provides the information contained in this web site as a public service. However, in any case where legal reliance on information contained in these pages is required, the official records of Tarrant County should be consulted. Tarrant County is not responsible for the content of, nor endorses any site which has a link from the Tarrant County web site. Thursday’s ruling by the Strasbourg, France-based ECHR was a chamber judgment.
Both sides now have three months to ask that the case be heard by the court’s Grand Chamber for a final decision. But Thursday’s ruling was unanimous, with no dissenting judges, and the Grand Chamber can refuse to hear the case. ROME — A European court on Thursday upheld Italy’s right to seize a prized Greek statue from the J. Paul Getty Museum in California, ruling that Italy was justified in trying to reclaim an important part of its cultural heritage and rejecting the museum’s appeal. Then, Andreano spent around $400,000 building a home onto the back half of the original lot.
Commercial real estate developers are attracting stores to new projects as residential builders add new home and apartment developments. He covers transportation and real estate for the Dallas-Fort Worth metro. Prior to joining CI, he worked for student newspapers at Del Mar College and The University of Texas at Arlington while attending school.
The lab looked at whether expanding mailed voting options increases voter turnout. The research suggests it can modestly bump up participation in midterm and presidential elections and could have a greater effect on primaries, local elections and special elections. The state said allowing anyone to request a mail-in ballot would increase the risk of voter fraud. The challengers argued that the unequal treatment of voters is age-based discrimination prohibited by the 26th Amendment.
Ten marble benches (for the “Hollywood Ten” who were shut out of the industry) are surrounded by text of the First Amendment, as well as quotes from people affected by blacklisting, are etched into stone benches and walkways. A central tree lets you enjoy a shady meal while you contemplate “how quickly civil liberties can fall away, right in front of our eyes,” says one visitor. It’s a particular pleasure to realize that you’ve brought just the right picnic to just the right park. Eddy wants to keep surprising park-goers over and over and so, his latest addition to the menu is a collaboration with Greenpoint’s Oxomoco chef, Alan Delgado — Burritos Juarez with chicken, lamb or carnitas on a homemade tortilla. As tomato season starts in New York in late July, Delgado is planning a special with nopal salad. SpringThere is no more romantic time or place to get married than Prospect Park as it bursts into bloom in the springtime.
Our event spaces
In a shady area toward the middle of 4,210-acre Griffith Park, the remains of animal enclosures from a zoo that closed in 1965 stand in all their rocky glory. Built by the WPA in the 1930s, the zoo’s faux naturalistic design is “delightfully part Bat Cave, part Tiki bar” according to one visitor. You can climb the monkey bars still in place, or just sit at one of the picnic tables facing the zoo and imagine what it was like to experience the place with roaring big cats and bears.
Prospect Park Picnic House frequently asked questions
Sidle up to one of the lawn bowling pitches or by the three reflecting pools at this sweet West Side park that is in Santa Monica but has more of a countryside feel than a beachy vibe. It’s not too crowded, and has a clubhouse to rent in case you want to make your picnic a more formal affair. Comprising more than five acres on UCLA's north campus, this outdoor sculpture garden is one of our nation's finest. Be sure to check the web site for the map of sculptures before you go, to enjoy your picnic in view of work by your favorite artists (Maja by Gerhard Marcks is shown here).
Plan Your Prospect Park Wedding—Virtually!
Proceeds benefit Prospect Park Alliance, the non-profit organization that sustains Prospect Park. The Picnic House is a charming and historic event venue in Prospect Park, adaptable for occasions in all four seasons. With scenic views of the 90-acre Long Meadow, outdoor access and a working wood fireplace, it provides a bucolic setting in the heart of Brooklyn.
Join Prospect Park Alliance on January 19, 2020 for a Picnic House Open House to see the space and meet vendors who will help you create your perfect day. Explore our event space, meet our team, and envision your dream event coming to life. Whether you're planning a wedding, birthday party, or corporate gathering, our open house is the perfect opportunity to see what we have to offer. Don't miss out on this chance to kick off the spring season with a bang! We can't wait to show you around and help make your event unforgettable.
The Picnic House in Prospect Park is a charming and historic building in the heart of Brooklyn's premier park. With scenic views of the 90-acre Long Meadow, outdoor spaces for ceremonies and cocktails, floor-to-ceiling windows, hardwood floors and a working wood fireplace, it provides a bucolic setting for your perfect day. The Picnic House can be tailored for every taste and budget, and is a blank canvas to create the ideal wedding no matter what the season. The Picnic House comfortably seats 175 guests for dinner and dancing or 240 for a cocktail-style event. The Picnic House in Prospect Park is a charming and historic building in the heart of Brooklyn’s premier park.
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The Picnic House in Prospect Park is a popular New York City wedding venue located in a charming and historic building in the heart of Brooklyn’s premier park. With scenic views of the 90-acre Long Meadow, outdoor access, floor-to-ceiling windows, hardwood floors and a working wood fireplace, it provides a bucolic setting in the heart of Brooklyn. The Picnic House can be tailored for every taste and budget, and is a blank canvas to create the ideal wedding or special occasion.
Woman demands justice after she says man attacked her and fatally wounded her dog in Prospect Park - CBS New York
Woman demands justice after she says man attacked her and fatally wounded her dog in Prospect Park.
The Picnic House can be tailored for every taste and budget, and is a blank canvas to create the ideal wedding or event, no matter the season. There’s a concession stand for chi-chi snacks, or “there are also vendors as you walk along the park so you can get a delicious elote and other Mexican treats,” says one visitor. An expanse of grassy lawn where you can not only put down a picnic blanket but also (unofficially) let your dog run around off-leash? That’s the happy arrangement at Lake Hollywood Park, where you can chill and nosh under the protection of the Hollywood sign watching over you. You’ll recognize this as the park with the big “Beverly Hills” sign looming over the duck and carp pond.
Join Prospect Park Alliance on Mondays, April 15 & May 20, 2024 for a special series of open houses at the beautiful Picnic House in Prospect Park. Beyond viewing the Picnic House in all its finery, you will meet some of our exclusive caterers and event specialists who will help you create your perfect celebration. AutumnIn fall, the park bursts into a riot of colors–a gorgeous backdrop for your special day. The crisp weather means you can still take advantage of the outdoor space and head back indoors to party the night away. With scenic views of the 90-acre Long Meadow, floor-to-ceiling windows, hardwood floors and a working wood fireplace, it provides a bucolic setting in the heart of Brooklyn. In the Valley, we love lounging on a blanket near the 27-acre lake to watch the people paddling by on rented swan boats.
The Picnic House is surrounded by daffodils, forsythia and other early-blooming spring flowers. Decorate with budding branches and enjoy the outdoor access afforded by the venue. I am a passionate event professional with over a decade of hospitality and live event experience. As a former manager at a high-profile music venue, restaurant, and event space in Brooklyn, New York, I oversaw operations of events of all shapes and sizes during my 8-year tenure there. There’s no better place to celebrate than the Prospect Park Picnic House, and we’ve got tips for the party, discounts and more to help your plan the special day.
It was designed in 1911 by landscape architect Ralph D. Cornell, the then college-age California newcomer who would go on to design the grounds of UCLA, the La Brea Tar Pits and the University of Hawaii. And because this contemporary art-packed park lets you nosh next to Yayoi Kasuma tulips or Magdalena Abakonowicz’s sitting figure, we chose it as the best picnic spot for art lovers. In more than a decade of Los Angeles living, I've determined that the best meals in this town are eaten under the sun or the stars. And since every night isn't an occasion that merits the patio at Spago, that leaves a lot of space to develop a strong picnic game. And while out-of-towners might assume a picnic simply involves a delish portable meal on a blanket on a green lawn, we Angelenos know better.
This former parking lot is now a tidy and futuristic park that’s a welcome departure from a sandy picnic at the nearby beach. While traffic streams past the large steel globes on the Observation Hill portion of the six-acre area, there are hidden depths that include grassy stretches, braided pathways and picnic tables. In this fetching 10-acre park at the southern tip of Los Angeles, you’ll find barbecue pits and picnic tables, as well as more unusual elements like a manmade pond and a gazebo (which is great for your IG grid). I discovered it many years ago while going to the California Science Center,” says one fan of the seven-acre site. “It is pretty big, with many types of roses, row after row, nice to walk through and check them out.
This is an excellent spot for picnics and photoshoots with endless scenic nooks and crannies. The park holds the outdoor-seating Avice Meeker Sewall Theater for 400+ people which is where the Redlands Summer Theater Festival is held. Searching for an iconic New York City wedding venue to host your perfect day?
The Picnic House is the perfect venue for your outdoor ceremony on the sprawling Long Meadow, alongside the comfortable amenities of our stunning indoor space. We have curated a spectacular list of vendors to recommend for your event. Recently completed is our beautiful, private Couples’ Suite where you can relax before & during your wedding. This 12-acre park located in front of City Hall downtown was updated ten years ago to have wide stretches of green lawn perfect for picnicking, an interactive fountain to splash around in and a Starbucks, among other lures. Grab a distinctive powder-coated pink chair and sit for a quick bite or to enjoy one of the outdoor concerts or art exhibits staged here.
It was designed in 1911 by landscape architect Ralph D. Cornell, the then college-age California newcomer who would go on to design the grounds of UCLA, the La Brea Tar Pits and the University of Hawaii. And because this contemporary art-packed park lets you nosh next to Yayoi Kasuma tulips or Magdalena Abakonowicz’s sitting figure, we chose it as the best picnic spot for art lovers. In more than a decade of Los Angeles living, I've determined that the best meals in this town are eaten under the sun or the stars. And since every night isn't an occasion that merits the patio at Spago, that leaves a lot of space to develop a strong picnic game. And while out-of-towners might assume a picnic simply involves a delish portable meal on a blanket on a green lawn, we Angelenos know better.
Los Angeles State Historic Park
The viewpoints from the park’s bluffs let you see all the way over to Catalina on a clear day, and there’s a long trail that leads down to a pristine beach below that’s a protected marine sanctuary. Go for a swim in the water, then hike up to the upper picnic area at sunset for an unforgettable end to a Southern California day. Want to picnic while sitting in the middle of not only art but also vivid plantings? Just outside the gallery, artist Jenny Holzer’s Blacklist commemorates the motion picture artists who were denied employment in the 1950s after they refused to testify in the House Un-American Activities Committee hearings.
Pop-Up Talks: Art, Literacy, and Our Changing Communities Brooklyn Museum
The Picnic House can be tailored for every taste and budget, and is a blank canvas to create the ideal wedding or event, no matter the season. There’s a concession stand for chi-chi snacks, or “there are also vendors as you walk along the park so you can get a delicious elote and other Mexican treats,” says one visitor. An expanse of grassy lawn where you can not only put down a picnic blanket but also (unofficially) let your dog run around off-leash? That’s the happy arrangement at Lake Hollywood Park, where you can chill and nosh under the protection of the Hollywood sign watching over you. You’ll recognize this as the park with the big “Beverly Hills” sign looming over the duck and carp pond.
Other vendors in Greater New York City Metro for your wedding
Sidle up to one of the lawn bowling pitches or by the three reflecting pools at this sweet West Side park that is in Santa Monica but has more of a countryside feel than a beachy vibe. It’s not too crowded, and has a clubhouse to rent in case you want to make your picnic a more formal affair. Comprising more than five acres on UCLA's north campus, this outdoor sculpture garden is one of our nation's finest. Be sure to check the web site for the map of sculptures before you go, to enjoy your picnic in view of work by your favorite artists (Maja by Gerhard Marcks is shown here).
In a shady area toward the middle of 4,210-acre Griffith Park, the remains of animal enclosures from a zoo that closed in 1965 stand in all their rocky glory. Built by the WPA in the 1930s, the zoo’s faux naturalistic design is “delightfully part Bat Cave, part Tiki bar” according to one visitor. You can climb the monkey bars still in place, or just sit at one of the picnic tables facing the zoo and imagine what it was like to experience the place with roaring big cats and bears.
Tree-mendous: Survey unveils hidden eco benefits of Prospect Park plants • Brooklyn Paper - Brooklyn Paper
Tree-mendous: Survey unveils hidden eco benefits of Prospect Park plants • Brooklyn Paper.
The Picnic House in Prospect Park is a popular New York City wedding venue located in a charming and historic building in the heart of Brooklyn’s premier park. With scenic views of the 90-acre Long Meadow, outdoor access, floor-to-ceiling windows, hardwood floors and a working wood fireplace, it provides a bucolic setting in the heart of Brooklyn. The Picnic House can be tailored for every taste and budget, and is a blank canvas to create the ideal wedding or special occasion.
Join Prospect Park Alliance on Mondays, April 15 & May 20, 2024 for a special series of open houses at the beautiful Picnic House in Prospect Park. Beyond viewing the Picnic House in all its finery, you will meet some of our exclusive caterers and event specialists who will help you create your perfect celebration. AutumnIn fall, the park bursts into a riot of colors–a gorgeous backdrop for your special day. The crisp weather means you can still take advantage of the outdoor space and head back indoors to party the night away. With scenic views of the 90-acre Long Meadow, floor-to-ceiling windows, hardwood floors and a working wood fireplace, it provides a bucolic setting in the heart of Brooklyn. In the Valley, we love lounging on a blanket near the 27-acre lake to watch the people paddling by on rented swan boats.
Prospect Park’s Scandalous First Wedding
Proceeds benefit Prospect Park Alliance, the non-profit organization that sustains Prospect Park. The Picnic House is a charming and historic event venue in Prospect Park, adaptable for occasions in all four seasons. With scenic views of the 90-acre Long Meadow, outdoor access and a working wood fireplace, it provides a bucolic setting in the heart of Brooklyn.
The Picnic House is the perfect venue for your outdoor ceremony on the sprawling Long Meadow, alongside the comfortable amenities of our stunning indoor space. We have curated a spectacular list of vendors to recommend for your event. Recently completed is our beautiful, private Couples’ Suite where you can relax before & during your wedding. This 12-acre park located in front of City Hall downtown was updated ten years ago to have wide stretches of green lawn perfect for picnicking, an interactive fountain to splash around in and a Starbucks, among other lures. Grab a distinctive powder-coated pink chair and sit for a quick bite or to enjoy one of the outdoor concerts or art exhibits staged here.
This is an excellent spot for picnics and photoshoots with endless scenic nooks and crannies. The park holds the outdoor-seating Avice Meeker Sewall Theater for 400+ people which is where the Redlands Summer Theater Festival is held. Searching for an iconic New York City wedding venue to host your perfect day?
The market is open seven days a week and offers affordable food and local, handmade products. Many successful chefs and entrepreneurs have started in this inclusive, supportive environment. You can find seven different galleries at the museum where you can see both permanent and rotating exhibits that relate to the history of the city. Each of the exhibits focuses on a specific part of the city’s history.
– Follow the Charlotte Liberty Walk
Video of Charlotte police shootout: Saing Chheon, who fled war-torn Cambodia in the 1980s, describes chaos in his own neighborhood - WTVD-TV
Video of Charlotte police shootout: Saing Chheon, who fled war-torn Cambodia in the 1980s, describes chaos in his own neighborhood.
In 2020, a Philadelphia police officer was shot and killed as he served a homicide warrant at a home, officials said. Several people were arrested, including the fugitive being sought. Every season and every day in Charlotte brings something new and exciting. Heated sports battles, chart-topping entertainers and colorful city celebrations are on the books. President Joe Biden on Monday released a statement calling the officers "heroes" and saying he and first lady Jill Biden will be praying for the families and the recovering officers.
– Explore the Harvey B. Gantt Center for African-American Arts + Culture
You can get out on the water with a kayak or paddleboard here. They’ve been growing fresh produce here for over 100 years, and generally consider themselves to be just a super big garden. They often host community events and educational tours, though it’s a delightful space to simply explore on your own. Known as the thrill capital of the Southeast, this famed amusement park is a must-visit. Beloved by many, people travel from all over to seek adventure here. There are 14 rides for all the daredevils out there, including Fury 325 the world’s fastest and tallest giga coaster and the first coaster in the world to try four inversions, the Carolina Coaster.
Ultimate Guide: Top Austin Neighborhoods for Every Lifestyle & Budget
The Comedy Zone Charlotte is a comedy club that makes for one of the most fun things to do in Charlotte. When you are going to one of the racing events or other car-related events, there are also many concessions, such as pizza, to choose from. In addition to that, different types of events take place at the Mustang Owner’s Museum, including a car show.
Home to majestic eagles, vultures, hawks, and falcons all waiting to say hello, the family-friendly Carolina Raptor Center out in Huntersville is a must for any animal lover. From 5 minutes of solo track time to 40 (a little pricier, mind you), as well as the option for passenger hot laps if you’d rather ride shotgun, there’s a looping thrill for every budget. Lastly, make sure to curate the perfect problem-solving team if you’re going to head to Breakout Games, featuring 5+ different themes. A North Carolina treasure, these gardens are home to a plethora of plants, flowers, and trees both native and representing the wider country and planet.
'We lost heroes.' CMPD officer, 3 US Marshal task force members killed in E CLT shootout; 4 hurt - WBTV
'We lost heroes.' CMPD officer, 3 US Marshal task force members killed in E CLT shootout; 4 hurt.
See a Show at the Belk Theater at Blumenthal Performing Arts Center
You can find the branch in the Eastover neighborhood of the city. Here, you can get delicious Asian street fare, such as ramen bowls and steamed buns. Optimist Hall is a food hall that you can find at 1115 North Brevard Street.
Best Time to Visit Oaxaca: Uncover Seasonal Secrets & Local Celebrations
Indy's got a lot to offer, from vibrant neighborhoods to bustling city life. But with so many spots to choose from, finding the perfect place to call home can feel like looking for a needle in a haystack. From the stunning White Mountains to the serene lakes, there's a spot for everyone in this charming New England state. Whether you're after the hustle and bustle of city life or the peacefulness of the countryside, New Hampshire offers a unique blend of both.
Ultimate Guide: Best Places to Live in Wyoming for Everyone
Enjoy a diverse foodie scene and unique shops in this walkable neighborhood. Experience a more local side of Charlotte in this quirky, artsy neighborhood. Enjoy live music, dance, and more, at this mainstage Charlotte theater. Visit North Carolina’s first art museum and enjoy an expansive collection of historical and contemporary works. This garden is the perfect escape from the city if you’re in need of some peace and tranquility. It’s scenic, quiet, and filled with plants native to the Carolinas.
– Take the kids to ImaginOn: The Joe & Joan Martin Center
This is an interesting museum, especially for kids, where you can learn about many aspects of nature. In addition to that, many concerts and other types of events take place at the arena, so this arena has many options if you’re looking for some fun things to do in Charlotte. The Daniel Stowe Botanical Garden is a botanical garden that is located a bit outside of the city of Charlotte. You can also find lots of objects at the museum related to former airlines, such as America West. The Levine Center for the Arts is a center where lots of other arts organizations are located. In addition to that, Queen Park Social has a great food menu.
Breeze Airways, a newcomer in the sky, has sparked curiosity among travelers seeking both value and peace of mind. The tour reveals to visitors the evolution of the Carolina’s southern architecture and cultural traditions. You also get to walk on the American Revolutionary War battlefield and watch a documentary film on the events of July 1780.
Well, you're in luck because we've got the inside scoop to help you make the perfect choice. This hidden gem has got it all - from cool, snowy winters to warm, sunny summers. Let's dive into when's the perfect moment to pack your bags for Armenia. Deciding when to visit Hungary can be tricky, but don't worry, we've got you covered. This beautiful country shines in every season, but knowing the best time to go can make your trip even more special. California's got it all for families looking for their next home sweet home.
At the time, he was wanted on several warrants in numerous counties for failing to appear in court. He spent nearly a year in prison for possession of a firearm by a convicted felon and speeding to elude arrest. Eyer, the CMPD officer whose death was announced Monday night, is survived by his wife and a 3-year-old son, the police chief said. "These are people that cared deeply about what they've done for our profession, and now today, we have to say to them how much we are grateful for what they have done," Lyles said.
I’m a big fan of natural-looking lips, so the subtle color of the lip liner paired with the oil gives me an overall poutier appearance without looking like I’m wearing too much color. The hyaluronic acid formula revives my dry, flaky lips. You can shop the Charlotte Tilbury Collection of Emotions fragrances on Charlottetilbury.com for $150 each or a discovery set of all six scents for $30. As for the emotional impact More Sex alludes, Silva sees it as a fragrance that makes you want to roll your shoulders back and throw on a bold red lip before you strut out the door. But will she rotate More Sex into her everyday wear?
Magic Crystal Lip Oil Elixir Packaging and Ingredients
My AIRbrush Flawless Lip Blur is available in 8 FLAWLESS shades that were BORN BACKSTAGE, including my ICONIC Pillow Talk and Walk of No Shame hues! All products are independently selected by our editors. If you buy something, we may earn an affiliate commission. I have both the new tinted shades to show you. I absolutely adore Rose Lust, although Berry Bliss will be fab for something a tiny bit more intense.
Allure Daily Beauty Blast
In other words, the IFF blended notes that their algorithm says can illicit the motions of love, serenity, and more. Ahead, you’ll find the six fragrances Charlotte Tilbury has created, based on the power of scent—and what Allure editors thought of each of them. You may be familiar with the latter question as the slogan from Tilbury's Beauty Icons makeup collections. Tilbury now challenges us—and our olfactory systems—to feel like whoever we want through scent.
LIP CARE
Not a lot of the product comes out, but the rollerball applicator makes for clean and simple use without any excess residue. But make no mistake, this is not a tropical scent adorned with fruity notes, like coconut and pineapple. Instead, it could be more defined as a clean, musk-driven juice that smells like the embodiment of an escape to an oceanside resort. “It reminds me of that euphoric feeling of taking a shower and resting after a long beach day,” she says. The world’s most beguiling makeup artist on beauty, stars, love, and sex.
This line emphasizes feelings of emotions you can construct with your olfactory system. Tilbury brought on a team of perfumers and scientists from International Flavors & Fragrance (IFF) to transform the powerful feelings she wished to evoke into six attention-grasping perfumes. To do so, they used what they call a proprietary “emotion-activating” AI algorithm called Scentcube.
But do these scents drive a particular confidence and mood? It also has plant adaptogen ingredients like Resilient First Light Snow Lotus, Alpine Rose Extract, and Resurrection Leaf compounds that help the skin appear radiant by retaining all the moisture it gets. The Lip Oil comes in an 8ml plastic squeeze tube, with a roller ball applicator. Printed with gold and holographic designs on a plain white background, it’s pretty simple and straightforward. Here is some more exciting newness from Team Tilbury! Check out the brand new Charlotte Tilbury Magic Lip Oil Crystal Elixir in two new tinted shades – Rose Lust & Berry Bliss.
Emily Ratajkowski Shares Her Handbag Beauty Essentials - BEAUTYcrew
Emily Ratajkowski Shares Her Handbag Beauty Essentials.
I absolutely love the original Lip Oil, so I was thrilled to find it in two new tinted versions. We independently evaluate all recommended products and services. If you click on links we provide, we may receive compensation.
I’ve had dry lips on and off for as long as I can remember and it’s always the same cycle. As soon as I don’t apply any products, the dryness returns. The Magic Lip Oil is quick to absorb and gives long-lasting hydration to my lips. I used the product for over a week and I noticed that it softened my lips and greatly reduces the flakiness.
Pros and Cons of the Charlotte Tilbury Magic Lip Oil
Not only is the Magic Lip Oil packaging compact and great for small handbags, but it also features a unique rollerball applicator that helps distribute an even coat of product — and truthfully, it’s just fun to apply. As someone with extremely dry skin and lips all year round, I always gravitate towards products that contain hyaluronic acid since it’s extremely nourishing while providing a visibly glossy sheen. Charlotte Tilbury App, these silky-smooth, lip-loving shades roll effortlessly onto the lips, giving them just-a-tint of hydrating lip colour.
Get ready to roll on the magic with Charlotte’s NEW! LIMITED-EDITION tinted lip oils; 2 delicious NEW! Shades of Charlotte’s Magic Lip Oil Crystal Elixir.
It’s a nice little touch considering there’s no way to prevent lip products from landing on the tongue (and that I’ve tasted one too many irksome lip flavours). With over 30 years experience, Charlotte Tilbury MBE is the world's number 1 makeup artist and British beauty entrepreneur. Charlotte established Charlotte Tilbury Beauty in 2013, which is now a record-breaking beauty brand that has won over 400 awards. For supercharged skincare tips, tricks and expert advice, book your FREE virtual consultation with Team Tilbury now! As for the amethyst-colored glass bottle, the color purple is said to symbolize balance and restoration, similar to the pull of a new moon, which is etched on the front with the Roman numeral ‘VIII’. Drawing inspiration from fairytales, each bottle is encased in a box resembling a storybook.
It smells gorgeous – I think it’s like a very slight hint of caramel. It’s got a screw cap tube that prevents any spill accidents inside my bag or pocket. It’s a good packaging design for travelling and on the go. However, one of the biggest drawbacks to this lip oil is that there is very little product inside. I would say it’s about half full, which makes me question whether it’s worth the price.
Tilbury says, “I don’t want to see invisible women,” so her products make eyes look brighter and complexions more dewy, and are known for creating an intensely glamorous effect. It’s packed with all the good stuff like hyaluronic acid for lasting hydration, organic aloe vera enriched with enzymes, vitamin A and vitamin C. I also tried it over lipstick, because I noticed in one of the promotional videos that Charlotte Tilbury released, that the lip oil was demonstrated being used on top of lipstick.
At first sniff, you’ll immediately pick up Cosmic Power’s top notes of black pepper and cinnamon bark, followed by warm, cozy amber accord and vanilla bean. Tilbury describes the spicy-sweet fragrance as “empowerment in a bottle,” calling it invigorating yet enchanting at the same time. On the outside of the morganite glass bottle, you’ll notice the numerals “IX” etched onto the vial, along with a sacred heart with flames, which is said to symbolize all-encompassing, passionate, divine love. If you’re intrigued by a mix of gourmand and tart notes, with a touch of floral, Blay thinks you will love this scent—no pun intended. She is famous, like Dolly Parton, for sleeping in her makeup. Her eyes sparkle as she speaks with the runaway, chatty energy of a hostess welcoming you to a party.
The vibrant color of each vial was inspired by Tilbury’s love for crystals and gemstones, matching the shades to some of her favorite precious stones. You’ll also notice small Roman numerals underneath each perfume name, which Tilbury believes match the “energy” of each scent. To me, these numbers (while tiny on the bottles themselves), are a bit arbitrary to the fragrances, but I suppose they do add a certain je ne sais quoi to the collection's overall vibe. Collection of Emotions isn’t Tilbury’s first attempt at fragrance (she launched the limited edition Scent of a Dream back in August 2016). It’s also much more nuanced than just her favorite notes tossed together and thrown into a single perfume bottle.
Dubbed as ‘the only hydrating lip oil you need in your makeup bag, I just had to it try out and feed my curiosity. Shop the Magic Lip Oil Crystal Elixir and grab a lip pencil or lipstick while you’re at it to create your own ideal hydrating lip combo. If you’re ready to ditch your dry lips, explore other celebrity-used best-selling products at Charlotte Tilbury. Charlotte’s Magic Lip Oil is a lip conditioner-mask hybrid enriched with a matrix of supercharged ingredients plus a magical blend of potent plant extracts to intensely hydrate, nourish and soften the feel of lips.
Bi-weekly payments equate to one extra payment each year and 51 fewer months on a 30-year loan. Before signing, confirm a bi-weekly payment option with your lender. Typically, it is worthwhile to refinance if the reduction in total interest expected to be paid over the life of the loan is greater than the cost of acquiring the loan.
year mortgage rate advances, +0.20%
Reviewing your credit reports can give you an idea of the refinance rates for which you're likely to qualify. It's also an opportunity to check for errors so you can dispute them and possibly have them removed before you apply for a loan. If cash-out refinancing is your goal, you'll want to determine your loan-to-value (LTV) ratio. That's how much you still owe on the home versus what it's worth.
Gather Documents And Apply
However, the shorter the lock, the better the rate, so get your paperwork in quickly and stay in contact with your loan officer during the refinance process. It depends not only on your own current financial situation, but also on the general financial climate. When it’s volatile — as it has been since 2022, with interest rates moving up — you might want to hold off on a major move. Gather recent pay stubs, federal tax returns, bank/brokerage statements and anything else your mortgage lender requests.
What do I need to do for the homeowners insurance verification?
Like when you applied for your first mortgage, you’ll need to provide several documents to the lender when you apply for refinancing. Mortgage lenders typically require a home appraisal (similar to the one done when you bought your house) to determine its current market value. A professional appraiser will assess your home based on criteria and comparisons to the value of similar homes recently sold in your neighborhood. The lender pays the money to the home seller, then you pay the lender back, typically monthly.
Refinance calculator
You can expect closing costs to equal around 3% – 6% of your refinance loan amount. Make sure you can pay these costs before you apply, or inquire about having your lender roll them into your refinance loan so you don’t have to pay them upfront. A preapproval is based on a review of income and asset information you provide, your credit report and an automated underwriting system review. The issuance of a preapproval letter is not a loan commitment or a guarantee for loan approval. Preapprovals are not available on all products and may expire after 90 days. Average refinance closing costs range between 2%-6% of the loan amount.
Deciding if a mortgage refinance is right for you
When to Consider Refinancing Your Mortgage - Business Insider
Keep in mind that you’ll likely have to make a higher monthly payment over the course of the new loan. You’ll need to think through a number of factors when deciding if you should refinance. Consider market trends – including current interest rates – and your financial situation (especially your credit score). It’s a good idea to use a mortgage refinance calculator to figure out your break-even point after accounting for refinancing expenses. If you’re refinancing to take cash out, for example, then the value of your home determines how much money you can get. After you’ve chosen a refinance type, it’s time to choose a mortgage lender.
There are several reasons to refinance, including getting cash from your home, lowering your payment and shortening your loan term. There are several reasons why you might choose to refinance your mortgage, such as if you can qualify for a lower interest rate or pay off your mortgage faster. But before you proceed, it’s important to understand the potential downsides as well as exactly what the entire process entails. When you refinance your mortgage, you’re not redoing it; you’re replacing your current mortgage with an entirely new loan.
How to Decide if You Should Refinance in 2024 - CNET
For example, say you started with a 30-year loan but can now afford a higher mortgage payment. You might refinance to a 15-year term to get a better interest rate and pay less interest overall. Your lender will verify the details of the property, like when you bought your home. The refinance appraisal is a crucial part of the process because it determines what options are available to you. Because refinance lenders check your credit, you might see a temporary dip in your score of up to five points. Try to do all of your shopping within a 14-day period to avoid a bigger drop because of multiple credit inquiries.
This can give you more room in your monthly budget, long-term cost savings or, ideally, both. Once your home appraisal comes back (if you need one), your loan will be reviewed by an underwriter for final approval. The lender will order a payoff statement from your current lender and update your homeowners insurance to reflect the new mortgage company. Once your conditions are clear, you’ll be ready for your refinance closing. Like with other kinds of loans, you’ll typically need a decent credit score to qualify for refinancing. The exact eligibility criteria will depend on the type of loan you choose and the individual lender, with some having less stringent qualifications than others.
At this stage, you should be close to sealing the deal on a new loan. Your lender may offer you the opportunity to lock your rate for a fee. This means your interest rate won't change before you close on the loan. Whether it makes financial sense to lock in your rate depends on what's happening with interest rates. If rates are volatile or appear poised to rise, paying for a rate lock could be worth it.
Apply online for expert recommendations with real interest rates and payments. The closing for a refinance is faster than the closing for a home purchase. The closing is attended by the people on the loan and title and a representative from the lender or title company. Just like when you bought your home, you must get a refinance appraisal before you refinance. Your lender orders the appraisal, the appraiser visits your property, and you receive a professional opinion of your home’s value. The lender will request the lock and send you an updated loan estimate confirming the lock.
This is important to know early in the process because lenders may cap the amount of equity you can withdraw based on your LTV. If refinancing won't provide as much cash as you're hoping for, you may want to wait until you've accumulated more equity. Refinancing a mortgage means taking out a new home loan to replace an existing loan.
In 2020, mortgage refinance activity reached a level not seen since 2003, as homeowners scrambled to take advantage of historically low rates. But before you decide to refinance, here's what you should know. One place to start your search is with a list of the best mortgage refinance lenders. You can also expand your search to small or midsize credit unions, regional banks and local banks. Common reasons to refinance your home are to lower your interest rate, shorten your loan term, lengthen your loan term or reduce your monthly payment.
Title insurance is protection against loss that arises from problems connected to the title of your property. The coverage includes liens, fraud, undisclosed heirs, unpaid real estate taxes and more. If you're worried about qualifying for a refinance with your current credit, there are strategies for refinancing with bad credit. Different lenders have slightly different refinance requirements. To make it simple, we’ve summarized the general requirements to refinance a mortgage in the table below.
When you shorten the loan term — from 30 years to 15 years, for example — you almost always end up with a higher monthly payment, even with a lower interest rate. That's because you'll pay principal (the amount you borrowed) over fewer months. A short refinance can be a great option for borrowers who have defaulted on their mortgage loan payments and are at risk of foreclosure. A reverse mortgage is technically a type of refinancing option for borrowers over the age of 62 with sufficient equity in their homes. Borrowers who switch to a reverse mortgage don't have to make payments on their loan while they’re alive.
If your credit score was weak when you initially took out your personal loan, you might have gotten saddled with a high interest rate. A good credit score of 670 or above could help you snag a better rate. It can cost as much as 2% to 6% of the full cost of the loan to refinance a mortgage. The average rate for the 30-year fixed-rate mortgage refinance rose to 7.77% from yesterday. It's important to point out that your credit score isn't the only factor that lenders consider during the underwriting process. Even with a strong score, a lack of income or employment history or a high debt-to-income ratio could cause your mortgage approval to fall through.
How Does Refinancing Your Mortgage Impact Your Credit?
The Fed has been working to bring inflation back to its 2 percent target since 2022. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. But for most homeowners, their home also represents one of the biggest purchases they’ll ever make. This major investment can grow in value, and in recent years, homeowners have watched home values soar.
Year Jumbo Refinance Interest Rates
In most cases, shortening your loan term allows you to pay off your principal faster. A shorter term often means you'll have a higher monthly payment but fewer overall payments, reducing interest over the life of your loan. Additionally, shorter-term loans (i.e. 15-year fixed) typically have lower interest rates than those with longer terms (i.e. 30-year fixed). Most lenders allow you to roll the closing costs of the refinance into the balance of your new loan, increasing the total amount borrowed. Apply with at least three lenders and obtain official Loan Estimates to compare loan costs and savings.
Gather Financial Documents
It’s important to keep in mind that refinancing carries costs, and for that reason makes more sense if you plan to stay in your home for some time. It can be helpful to calculate the “break-even point” for a potential refinance—to see how long it will take for savings from the new mortgage to outweigh closing costs. Try to find out what those fees will be and divide them by the monthly savings from the new mortgage. You can also refinance through an FHA Streamline refinance, which enables you to refinance an existing FHA loan to a lower interest rate more quickly. You can avoid a lot of extra paperwork and continue with a no-appraisal refinance in many cases. Since you’ve already proven you are a good credit risk for an FHA-guaranteed loan through your original FHA mortgage, the streamline option can save you time and money.
Hard inquiries stay on your credit report for 2 years and typically only affect your credit score for 1 year. The exact length of time it’ll take to refinance your home can vary, but you can typically expect around 30 – 45 days. You can ensure that your refinance goes smoothly by responding to any inquiries from your lender as soon as possible. Your lender might ask for additional documentation supporting your employment or financial history during underwriting. If this is the case, focus on improving your credit score before you refinance, particularly if your credit score is on the lower end of the spectrum. Paying all your bills on time, keeping your spending under control and working to reduce your debt will increase your credit score over time.
But you won’t have access to the line of credit during the repayment period. It’s worth noting that most lenders won’t let you borrow all of your home equity. Instead, you might be able to borrow up to 80% of your home’s equity.
When should I refinance my mortgage?
Here are some pros and cons to consider to help you decide whether you should refinance your mortgage. Keep in mind that while some lenders offer rate locks for free, others charge a fee, especially for longer rate-lock periods. Once you’ve gathered the necessary documents, you’ll need to fill out an application with the lender you’ve chosen. Many provide a fully online application while others might require you to visit a local branch location.
How To Calculate Home Equity
Learn about how they differ, and see which loan option is right for you. Learn more about the factors to weigh as you decide if refinancing your mortgage is the right choice for you. It’s important to note that this type of refinance could hurt your credit depending on the circumstances surrounding the refinance. A VA Streamline refinance (also referred to as VA IRRRL) is an option available to military veterans and active service members with Department of Veterans Affairs (VA) loans. Unlike a cash-out refinance, a cash-in refinance involves the borrower putting a large sum of money into the refinancing process rather than taking it out. Knowing what’s in your report may help you avoid surprise denials or rate offers..
What is the minimum credit score to buy a house?
If you find errors on any of your reports, you may dispute them with the credit bureau as well as with the lender or credit card company. When it comes to your credit score, your bank or credit card issuer may provide your score for free. If not, you can also use a free credit score monitoring tool like Credit Karma or Credit Sesame. At the current average rate, you'll pay $685.57 per month in principal and interest for every $100,000 you borrow.
You might want to do this in order to get a lower interest rate or to take out some equity you've built up in your property. When the slider shifts from red to green, it means that the interest savings total more than the closing costs over that number of years. You can also speed up your loan repayment to a bi-weekly cadence, which many lenders allow.
For most borrowers, the current high-rate environment is not an ideal climate for replacing a loan with a new one. Regardless, a refinance might be in your near future for many reasons. Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider.
Negative Equity: Everything You Need To Know - Zing! Blog by Quicken Loans
It’s important to do your research and shop around for a lender that best fits your needs. Don’t be afraid to negotiate and find the best lender that can make the refinancing process easy and painless. In legal terms, there isn’t a limit on how many times you can refinance. Whether you can refinance more than once will depend on specific lender requirements and personal factors. Learn more about the different types of home refinance options with the answers to these frequently asked questions.
Using cash from your home allows you to borrow money at a much lower interest rate than other loan types. Once you’ve closed on your loan, you have a few days before you’re locked in. If something happens and you need to get out of your refinance, you can exercise your right of rescission to cancel any time before the 3-day grace period ends. You should refinance your mortgage if you can benefit financially from it. Calculate your break-even point — if you’ll be in your home long enough to recoup the costs, the refinance probably makes sense. You’ll typically pay between 2% and 6% of your loan amount toward closing costs.
That would mean you pay a total of $191,317 in interest by the time your loan matures. Just a half percentage point of difference causes you to pay over $17,500 more for your loan than you would if you’d paid your closing costs upfront. For example, let’s say you want to refinance a $150,000 loan with a 30-year term at an interest rate of 6%.
However, this terminal is about 5-6 miles from the downtown area. Sitka National Historical Park is the oldest national park in Alaska and is within walking distance of downtown Sitka. The park covers 113 acres and is the site of the final battle of 1804 between the native Tlingit people and the Russians. The Alaska Raptor Center – Located just east of downtown Sitka, the Alaska Raptor Center is a refuge for sick and injured bald eagles, falcons, owls, and other birds of prey. The center is one of Sitka’s most popular attractions, and visitors will get to meet the resident birds and watch their rehabilitation process in action. Nestled between snowcapped mountains and the Pacific Ocean, many of Sitka’s shore excursions are meant to bring you closer to the island’s natural beauty.
Learn at the Sitka Sound Science Center
It’s the perfect place to spend an hour or two exploring the history and creativity of Alaska’s Native peoples. Other fun shops in this area include the Alaskan Sea Salt Co., which has fantastic caramels, and the Alaska Salmon Shop, which has free samples. You should also pop into The Sitka Russian Christmas Store to view the holiday decorations, including the Russian nesting doll selection. There are several fun places to shop, including Russell’s, a locally owned outdoor gear shop with unique Alaskan t-shirts and gifts. Before heading out to explore the charming town, make a stop to look around the Sitka History Museum.
Night Far East & AlaskaDetails
Now full disclosure — we use a discount cell provider (Mint Mobile) and did not have any cell service in Sitka or other Alaskan ports. Asking around, it seemed that AT&T and Verizon customers were able to use their phones in Sitka, with decent service. More importantly, it’s at this spot where Russia and the United States lowered the Russian flag and raised the U.S. flag, officially ceding control of Alaska to the Americans.
A Short Walk from Downtown Sitka
I tried a Holland America cruise to Alaska. Here's what it's like to sail on this cruise line - Cruise Blog
I tried a Holland America cruise to Alaska. Here's what it's like to sail on this cruise line.
The shuttle service runs every 15 minutes with the last shuttle leaving downtown 30 minutes before all aboard time. Most of the cruise ships that visit Sitka dock about six miles north of the town at what locals call the “Old Sitka Dock,” which has now been renamed the Sitka Sound Cruise Terminal. There is a free shuttle service running between the dock and downtown Sitka, so you won’t need to worry about transportation to the town. The cruise terminal has food outlets, locally-owned gift shops, high speed Wi-Fi, and a free shuttle service that will transport you to downtown Sitka for the day. You’ll be dropped off at Harrigan Centennial Hall, where there’s a visitor information center. Most cruise ships dock just north of town at Old Sitka Dock, recently renamed Sitka Sound Cruise Terminal.
Local Bars & Pubs
One of the top things to do in Sitka is to visit a rescue center. Set in Tongass National Forest, the Fortress of the Bear provides a home for orphaned bears who otherwise wouldn’t be able to survive on their own. The hill was home to an important fortification built by the Tlingit people until the Russian settlers arrived and took control.
Fortress of the Bear
Visitors can get a once-in-a-lifetime view of the bears from the safety of secure observation decks. And friendly guides are happy to share information on the bears and even the names and personalities of individual animals. One of the most popular attractions in Sitka is a visit to the Fortress of the Bear. The volunteer-run rescue center for orphaned bears is deep in the heart of Tongass National Forest.
Take a Sitka Wildlife Adventure
There’s a gift shop on-site and proceeds go directly back to the rescue center. You can also listen to whale songs, or see enormous whale bones from killer whales. Many of Sitka’s attractions are within walking distance from downtown.
Wander through the compact exhibits of Kwakwaka’wakw masks, Chilkat blankets, Yup’ik parkas, and more. The real treasure is opening the wooden drawers throughout the museum, where you’ll discover Jackson’s extensive collection up close. Before you leave the Visitor’s Center, walk around the back for a great view of the Sitka lighthouse.
Sitka Historical Museum
And while it isn’t the busiest cruise port, there are still plenty of things to do in Sitka. This ethnographic museum presents a collection of period objects, costumes and totem poles. You will learn about the history, customs and lives of native peoples.
Sitka is a major cruise port and city located on the western shore of Baranof Island in the Alexander Archipelago (Southeast Alaska). During Alaskan season 2023, Sitka reported a record year with handled ~560,000 cruise ship tourists. Castle Hill State Park offers a fully accessible walkway that leads visitors to the top of the hill.
Birds whose injuries are too severe become permanent “residents” that help to educate visitors. You’ll learn all about how these magnificent birds fly, feed, and nest in the Alaskan wilderness. The center is home to over 20 bald and golden eagles, as well as falcons, hawks, and owls. Hundreds more arrive each year and are re-released into the wild once they’re healthy enough. You’ll be awed by the Flight Training Center that helps prepare injured birds for their return to the wild. Also called the Sheet’ka Kwaan Naa Kahidi Tribal Community House, this “house” offers an intimate look into native Alaskan heritage.
It is located at 201 Lincoln Street, about a 3 minute walk from Centennial Hall and while there are steps into the store, there is an alternate wheelchair accessible entrance. Yellow Jersey Cycle Shop also has rentals – both standard mountain bikes for as little as $35/day or they also have e-bikes. They will help you with proper sizing to ensure you get the most comfortable and safe ride around town and are located conveniently across from Harrigan Centennial Hall. Besides that, with the size of the city and the availability of taxi or local excursions, you really won’t need a rental car. It’s important to note that weather conditions can vary, and Sitka’s location on the coast can result in rapid weather changes.
Cruise passengers on a water tour will often board shore tours directly from the adjacent dock. Fortress of the Bear is located about six miles east of downtown, so you’ll need a ride or to arrange an excursion. First, let’s get one thing out of the way — don’t expect to see a castle when you visit. The church sits in the middle of the town square, and was originally built in the mid-1800s. A fire destroyed the building in 1966, but an exact replica was built back in its place. Today it still holds services and is on the National Register of Historic Places.
Nature lovers will marvel at the breathtaking scenery via a kayak, hike, or harbor cruise. Animal lovers will enjoy the rare opportunity to see bears, whales, and other wildlife in their native habitat. It’s a small downtown, but not lacking in places to shop, eat, and see. You won’t find Sitka streets crammed with 12,000 cruise ship tourists and you won’t see those familiar Caribbean jewelry stores or over-crowded tourist bars.
Whatever phone carrier you have at home, should provide service in Sitka. The local wifi service is provided by GCI and isn’t always have the best connectivity. If you’ve arranged a pre-paid shore excursion, you ticket will have the exact meeting place. You will join your excursion group as you exit the cruise terminal. The other meeting point will be in front of the Harrigan Centennial Hall. The city provides clean and efficient complimentary motor coach shuttles to and from the dock to downtown.
A free shuttle bus service is provided by the port to and from downtown Sitka. The shuttle ride is 10 to 15 minutes and the busses depart every 10 minutes. Sitka’s unique blend of Tlingit culture and Russian and American history makes it a unique destination for cruise ship visitors. Sitka has more historical sites than any other town in Alaska, and most of Sitka’s historical landmarks are within walking distance of downtown.
